A lightning protection system is a truly proactive measure, it prevents the problem from happening rather than dealing with the damage after it has occurred.  Damage like:

• Irreplaceable family heirlooms may be lost forever.
  

• The months of hassle and expense of repairs or replacement of property.          Although insurance may cover the major cost of a claim due to lightning, your lifestyle is disrupted and, if your time is important to you, it is wise to avoid the problem.
  

• The degradation to electrical wiring that may go undetected/unproven.
  

• The low cost of protection which is less than $100/year over a 15-20 year period.
  

• Some insurance companies offer premium discounts on farm buildings equipped with lightning protection.